Our New Home Building Process in Morganton, NC
Building a new home in Morganton or anywhere in Burke County takes planning, but it does not have to be confusing. Here is how Hart Homes takes you from the first phone call to move-in day, how long it takes and what to expect along the way.
How Your Home Gets Built, Start to Finish
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Step 1: You Call Hart Homes
When you call Hart Homes, you talk with Dillon Hart. Tell him what kind of home you want, where you want to build and what you hope to spend. You do not need plans or a lot yet.
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Step 2: Free Quote Meeting
We meet at our office on Jenkins Road, over the phone or on Zoom. In this meeting we:
- Go over your budget
- Talk about your land, or our lots if you need one
- Go over stick-built, modular and manufactured options
- Look at your bank pre-qualification letter, if you have one
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Step 3: Free Site Visit
Next we come out to the property. Some lots are flat and some are steep, and the slope makes a real difference in cost. We also look at access, clearing and septic.
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Step 4: Exact Price and Contract
After the site visit, you get an exact price. Once you sign, the price only changes through a written change order. If you decide to add or change something, you see the cost before we do it.
Material prices can move with things like tariffs and fuel costs, so the contract may include a clause for a large jump in material prices. Dillon will go over this with you before you sign.
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Step 5: Clearing, Grading and Footers
Our crew clears the land, grades it and digs and pours the footers.
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Step 6: Building or Setting the Home
Stick-built homes are framed and built on site. Modular and manufactured homes are set on the property. Our team does this work, and Dillon manages the schedule.
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Step 7: Septic, Final Grade and Landscaping
Our crew comes back to install the septic tank, finish the grade and put in grass, a walkway, mulch and plants. Then you move in.
How Long Does It Take?
- Double-wide or modular: about 2 to 3 months
- Simpler stick-built home, no garage or basement: about 3 to 4 months
- Larger stick-built home with more detail: about 6 to 7 months
Weather, lender timing, permits and changes during the build can add time.
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Financing
Paying for Your Home
Most people use a construction loan. Getting pre-qualified with your bank before the quote meeting makes everything easier.
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Planning
Planning That Prevents Problems
Dillon holds general contractor, mechanical, electrical and septic licenses. He plans ductwork, plumbing and wiring while the plan is still on paper, so you do not lose a closet or have to move a wall in the middle of the build.
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Warranty
Your Warranty
Every home comes with a one-year builder warranty, as required in North Carolina. It covers everything in the first year except physical damage. Manufactured homes also carry a 7-year structural warranty through the dealer.
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Compare
New Home or Older Home?
The price difference is usually not as big as people think, and if you own land a new home is often cheaper. You also start with a new roof, new appliances and new heating and air, plus a warranty.
Is the quote free?
Yes. The meeting and the site visit are free.
Do I need a pre-qualification letter?
It is not required, but it helps us plan around your real budget.
Can the price change after I sign?
Only through a written change order. The contract may also include a clause for a large jump in material prices, such as from tariffs or fuel costs.
Who builds the house?
Our team. We do the site work, build or set the house and finish the yard, with Dillon running the job.
Can I meet by phone or Zoom?
Yes.
Get a Free Quote
The first step is a phone call. Reach Hart Homes at (828) 413-0842 or send a request, and Dillon will set up your free quote meeting.
- Free quotes: at our office, over the phone or on Zoom
- NC General Contractor #105583: licensed in North Carolina
Free quotes: at our office, over the phone or on Zoom